What do I find interesting?

July 29th, 2008

I have an addiction to information. I always have had. I love knowing “stuff.”

One symptom from this is that I am learning to filter information quickly to discard what doesn’t have value and to keep information that has value. Well, at a minimum some short term perceived value.

I have over 130 RSS feeds at the moment. I read over 250 articles daily. To do this I SKIM a lot using my reader. However when I do come across somehting with value I like to save it. You know… Just in case I need it someday.

Oh I am a packrat. It is a hereditary condition. I am pretty good at not piling up physical “stuff.” However, when it comes to digital “stuff” I just pile it on. I have been trying to be more picky about what articles I keep.

If you would like to read (OMG!?, Reading?! Who does that anymore?!) You can find my shared articles from my feeds here. Anthony’s Shared Articles

Currently it looks like I am keeping ~6% of the articles I get “fed.” I will try to keep this under 5% so that it doesn’t get overwhelming.

These articles are mostly technology, business, and productivity related.

Check them out and let me know which flavor you like and I will try and steer towards those.

Thanks

Anthony

How to keep from asking your boss for a pay reduction.

July 25th, 2008

This topic has come up the past couple days, and I actually had been thinking about it for a couple weeks. So why in the world would you ask your boss for a pay reduction?!

Well you might based on the experiences of those employees who have just witnessed layoffs, outsourcing, and elimination of positions. It seems that to avoid confrontation, management will not be offering you the opportunity to take a pay cut. Instead you will be brought into HR, told the bad news, and be shown to your desk, packing box, and car by security. So to avoid this why not be proactive and when you see the signs of a “reduction in force” just go to your boss and let him know you would be willing to take a pay cut?

Well the reason is that it puts you in the worst possible negotiating position if they hadn’t planned on getting rid of you. So what is the solution?

The solution is to make sure that you are the last employee with your job description to be let go, and if you are still let go, then be in a position to follow up on new opportunities immediately. How do you do this?

Make the owners of the company money. When you break down the reason you were hired in the first place, it comes down to the fact that you were hired to generate revenue, or you were hired to reduce expenses, or both. That is the bottom line with all jobs. Figure out which one you are, and be as good at it as you can possibly stand to be.

Be efficient:
Avoid the water cooler (idle chit chat can eat up your day)
Avoid email (read and return email at scheduled times during the day if at all possible)
Complete work (completing tasks/projects and documentation = profit)

Be pro-active
:
Know your company’s major customers
Know your company’s major suppliers

If you have reason to talk to customers and suppliers then you should definitely network with these people, they can be part of your opportunity network should you get shown the door.

Know what your Boss’s Boss expects from you, your coworkers, and your boss. Sometimes managers tend to try and “protect” employees from information.

Communicate effectively. One of the biggest mistakes I have made in the past is to become frustrated at broken lines of communication and just give up. It wasn’t mature or professional, but hopefully I have learned to communicate more effectively.

Seek more responsibility:
Find out what other tasks need to be completed after finishing your assigned tasks/projects.

Volunteer to take on new tasks/projects.

Study the company’s profit generation strategy and determine how you can increase revenue or decrease expenses. Generate an action plan and move it up the line.

Get your boss promoted. If you are making your boss look really good to his boss, then he is likely to get promoted. Even if you don’t follow in his footsteps, you now have a friend in a higher place to look after your interests.

Educate yourself:

College Degrees
Technical Certifications
Management/Technical training

Network:
Have lunch with your boss on occasion
Network with employees of other companies in your field
Network with managers in your field
Network with customers and suppliers
Join a Toastmasters club or two
Interview regularly

If you build a network of people that you can call and ask 3 questions to, (For what kinds of positions is your employer hiring? Do you know anyone else who might be hiring? Do you have a contact name?) , then if you are unfortunately terminated you will quickly be able to take advantage of other opportunities.

If you have other suggestions. Leave a comment!

Thanks

Anthony

Tools that I use, and that you might want to try!

July 22nd, 2008

I have tried using a lot of different tools for different things. If you spend a little time on Google you can find some great tools.

I’ll just start with a day in the life of Anthony.

Wake up to my PC powering on and music starts playing. For playing music I used to use last.fm but since their last update the “play similar artists” function doesn’t seem to be working for me. So I either load up my Myspace.com page which automagically starts playing my playlist, or I fire up Eve-Radio an internet radio station. My PC automagically opens Mozilla Firefox with the appropriate home page using Bill’s Scheduled Tasks function.

The other tool that opens at this time is Thinking Rock, a Getting Things Done (GTD) based scheduling application. I like this tool because it allows you to track tasks and plan into the future. I would really like to hear what other people are using for task scheduling. I have also been experimenting with Google calendar since it is really easy to drag scheduled events around in. I would like to move to a single integrated product at some point. Please suggest one!

I usually check my email using Bill’s Outlook, and then use Google Reader to put the initial dent in the 100+ blogs that I read.

One of the Windows tools that I love is TweakUI it allows you to set your windows so that each window will pop to the front and become “active” as you hover your mouse pointer over it. This cuts out a lot of extraneous clicking. I also use allSnap which “snaps” window edges to the edge of the screen and to other window edges as desired.

I used to run multiple PCs at the same time to split processing power among different tasks/video output. To avoid using multiple keyboards and mice I use a Keyboard/Mouse over IP tool called Synergy. First time you use this it will have your jaw on the floor as you take your mouse and move the pointer to the edge of one PC screen and it SEAMLESSLY hops onto your other PC’s screen and you use the same mouse keyboard to manipulate the other PC.

To play video on my PC I use VLC Media Player. It is cross platform, plays multiple media types, is easy to use, and it is low overhead compared to other players, which means it doesn’t bog down your PC when firing up a huge movie file like other players.

To memorize everything I use Mnemosyne. I can say this has made memorizing vocabulary and non-analytical information a breeze. I absolutely love it and have a list of things that I am working on memorizing outside of school material.

As you can tell, this blog is done in Wordpress. It seems to be working well so far. It isn’t idiot proof like Blogger, but it does allow me to use my own domain.

To keep track of my passwords I use Keepass Password Safe. Its easy and seems to be the popular choice.

For virus protection I use AVG Anti-Virus, it is free!

To communicate via multiple Instant Messaging flavors, I use Trillian. It supports all the major IM flavors.

I am sure that there are other tools that I use, but those will have to wait. If you would like to recommend a tool, then please leave a comment!

Thanks

Anthony

What should you do with your hard earned income?

July 8th, 2008

Ok I am going to address this first because a couple people have asked me to write about it.

Disclaimer: I am not a financial, tax, law, or medical professional!

These are definitely not my own ideas. I give credit to Clark Howard, Motley Fools, and many others.

1. Pay down debt - (except for house, or VERY low interest loans) there are numerous strategies for this, but needless to say paying someone else interest is very bad UNLESS you are using that debt to finance an income stream (I doubt you are)

2. Stick to a budget - I threw this in because by sticking to a budget you will have a lot more money to worry about saving.

3. 401K - contribute what your employer will match. It is free money.

4. Roth IRA - Are you under the income limit? You probably are, so contribute $5K/person/yr (you can take out principal in an emergency with ZERO penalty), if you are over the income limit then skip this. The income limit and contribution amount on this is going up every year it seems.

5. 401K - Max it out if you still are looking for tax deferred growth, even if your employer doesn’t match the rest of it. (the reason you do IRA’s before this is that profits are tax FREE and these are only deferred)

6. Wow if you get to this point then you are doing pretty good. High tax base? Find a tax managed mutual fund or eight (Vanguard has one that Clark likes) and start jamming money into them. Kids? Ohio’s 529 plan or Coverdell more info here http://clarkhoward.com/shownotes/category/1/34/281/380/ Low tax base? Index Funds are my choice (and Clark’s and Fool’s).

7. Oh so you think you can handle a little more risk? Well then there are a few options. With a SMALL percentage of your protfolio: Invest in a small business (Millionaire Next Door would suggest your own), research and pick some individual Stocks/Funds/ETFs/REITs/Options/Commodities, or GAMB00L! (Understand variance and risk of ruin if you enter this category)

Ok so some other advice:

Avoid annuities and insurance (as an investment) until you are mostly dead

401K - pick funds that are fairly safe

IRA - Clark would recommend Targeted funds (you pick your retirement year and the fund uses risk management to lower variance as you reach retirement) Fools would recommend low cost Index Funds

Realize that “your number” to retire as ING Direct is calling it, is a lot bigger than you probably realize. Inflation is eating your savings like crazy.

Education - We live in a global economy and you are competing with hundreds of millions of people to remain at your current lifestyle. Your competition is educating themselves right now! If you sit back and let your competition catch up then you will be upset when your income doesn’t buy what it used to, or when you don’t have a job at all. Just ask those GM employees. (or call center employees, code writers, bookkeepers, etc…)

My portfolio? 45% in money market, 45% in my “business”, 10% in QQQQ, RSP, KHRIF, and some boring mutual funds… I need to follow my own advice given above. 

Good Luck!

Anthony

Why Blog?

July 8th, 2008

I know as soon as I start “spamming” this blog to people that I think might want to read it, I am going to get a lot of “Why?”

Well one reason I decided to blog is that I get asked my opinion on things by multiple people and I have decided the most efficient way for me to communicate to that network is via a blog. I could use numerous other tools, but I think a blog is the most efficient and least annoying of other tools available.

My plan for this blog is to share information that I have compiled from numerous sources on many different topics and present them as articles. If you would like me to write an article on something specific, feel free to message me.

Please feel free to email me or comment here about any errors, opinions, or additional information.

Here is a link to another blogger who thinks blogging will replace the telephone http://hunternuttall.com/blog/2008/01/consider-having-a-blog-no-matter-who-you-are/

Another blogger feels it is a “noble passion” http://www.lifehack.org/articles/technology/4-reasons-why-blogging-is-a-noble-passion.html

I keep up with over 100 blogs using Google Reader http://www.google.com/reader

Thanks

Anthony

Hello world!

July 2nd, 2008

Ok I downloaded some software to blog with. This domain had been for a poker affiliate site but was wiped clean after the UIGEA passed.

This is basically a test post to see how the software works.

It seems to be working, but this default theme is ugly. I will change it at some point.

I hope to have many articles up here soon!

Anthony